Funds Protect Personal

Protecting you against a loss of funds due to third-party fraud

Overview

Online transactions have become routine — and so have digital scams. Funds Protect Personal is designed to assist individuals who suffer financial loss following authorised or unauthorised fund transfers, where recovery through a bank or service provider is unsuccessful.

This policy helps reduce the financial and emotional impact of fraudulent events, with cover tailored for individuals who bank electronically or transact online.

What is covered

Terms and conditions apply. Refer to policy wording for full detail.

Who Is This For?

Individuals with personal bank accounts in South Africa
Those who use online banking, mobile apps, or EFT payment platforms
Anyone seeking financial resilience in the event of third-party fraud

Cover Limits
Available

R25 000

@ R45 p/m

R50 000

@ R72 p/m

R100 000

@ R105 p/m

R250 000

@ R265 p/m

R500 000

@ R470 p/m

R1 million

@ R820 p/m

Cover can be tailored to suit your financial risk and comfort level.

Key Features

Authorised and unauthorised funds transfers are covered

Simple application process

Affordable and no excess

Fast Claims process

How It Works

Step 1

Apply through your broker

Step 2

Select your preferred cover limit

Step 3

If a loss occurs, notify your bank immediately

Step 4

Submit required claim documents to PHISHIELD within 90 days

Step 5

If valid, your claim will be processed and paid within 72 hours

Want to Know More?

This product is distributed through licensed insurance brokers. If you'd like more information:

Email: enquiries@phishield.com

Send an Enquiry