Underwritten by Bryte Insurance Company Limited (A Fairfax Company)
Registration Number: 1965/006764/06
Licensed Financial Services Provider: FSP No. 17703
Licensed Financial Services Provider: FSP No. 17703
Last updated: 7 July, 2026
These terms and conditions govern your use of this website and all transactions related to our products and services. By accessing our website or purchasing our products, you agree to be bound by these terms.
By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you must not use this website.
By using this website or engaging with our services, you consent to receiving electronic communications from us. These communications satisfy any legal requirement that such communications be in writing.
The company and its licensors own all copyright and intellectual property rights in this website and its content. You receive no licence to use any intellectual property unless otherwise expressly stated.
This website may contain hyperlinks to external sites. We are not responsible for the content or practices of any third-party websites, and linking to them does not imply endorsement.
Use of this website is limited to its intended purposes. You may not use this website for any unlawful or prohibited purpose or in any way that could damage or impair the website or its services.
Implied warranties protected by law are maintained. The company's liability is limited to the fullest extent permitted by applicable law. We do not exclude liability that cannot be excluded by law.
Information collection is required for website and service access. Please refer to our Website Privacy Statement and Cookie Policy for full details on how we collect and use your personal data.
The company may modify or discontinue access to the website at its discretion, with or without notice, and shall not be liable to any user or third party for such action.
You agree to defend, indemnify, and hold the company harmless from any claims, damages, costs, or expenses arising from your use of this website or breach of these terms.
The company is not liable for any delay or failure to perform its obligations, other than its obligation to make payments, caused by events beyond its reasonable control, such as natural disasters, government actions, or other extraordinary circumstances. Any affected obligations are suspended for the duration of the event.
You may not transfer or sub-contract any of your rights or obligations under these terms without our prior written consent.
These Terms and Conditions shall be governed by the laws of South Africa. Any dispute arising from these terms shall be subject to the jurisdiction of the South African courts.
The company may modify these terms periodically. Continued use of the website following any such changes constitutes your acceptance of the updated terms.
Phishield UMA (PTY) Ltd
Flare House, 88 Studio Park, 5 Concourse Crescent, Lonehill, Johannesburg, 2062
Email: enquiries@phishield.com
Phone: +27 (0) 10 312 5257