Funds Protect vs Cyber Protect
Not sure which cover is right for you? Here's how our personal products differ — and how they can work together.
 Funds Protect Personal
Protecting you against a loss of funds due to fraud
|
 Cyber Protect Personal
Protecting you against cyber risks
|
|
|---|---|---|
| Core Focus | Financial fraud and EFT scams | Cybercrime, identity/data theft, extortion, bullying |
| Loss Type | Irrecoverable funds from bank accounts | Cyber-related incidents & data loss |
| Cover Includes | EFT fraud, phishing, vishing attacks | Identity theft, cyberbullying, cyber extortion, data recovery |
| Online Shopping Protection | ✗ | ✓ |
| Cyber Liability | ✗ | ✓ |
| Ransom/Extortion Events | ✓ (10% of cover limit) | ✓ |
| Device Damage or Data Recovery | ✗ | ✓ |
| Bank Account Protection | ✓ | ✓ |
| Claim Trigger | Funds transfer | Cyber Emergency |
| Emergency Response Team Access | ✗ | ✓ 24/7 Dedicated Team |
| Minimum Premium | R45/month | R60/month |
| Number of insured | Individual only | Individual, Couple, Family |
| Excess Payable | ✗ | ✗ |
| Standalone Option | ✓ | ✓ |
| Ideal For | Anyone with a bank account that transacts daily | Anyone active online or using connected devices + Includes Funds Protect |
