Shielding You and Your Business

Digital activity is a necessity in modern life — and so is the risk that comes with it. Whether you’re a private individual or a business handling sensitive data and online transactions, PHISHIELD offers specialised cover that helps you respond effectively to fraud and cyber incidents.

Built for resilience. Backed worldwide.

We provide purpose-built insurance products designed to support individuals and businesses during financial and digital crises. All policies are underwritten by Bryte Insurance Company Limited, a licensed insurer and authorised Financial Services Provider.

Bryte is a wholly owned subsidiary of Fairfax Financial Holdings Limited, a global insurance and investment group with operations across more than 100 countries — ensuring that our clients benefit from both local insight and international backing.

What We offer

PHISHIELD products are designed to respond to the most common digital threats and financial losses affecting individuals and businesses today. 

To see a summary of our personal and commercial product lines, click the below button

Funds Protect
Recovering from a loss of funds, as a result of fund transfer, due to third party fraud. Funds Protect responds when money has been transferred from your account — whether by email interception, vishing, or phishing — and recovery is no longer possible through your bank or provider. The product includes:

Cover for authorised and unauthorised fund transfers

No excess payable

Simplified claim processes with fast turnaround

Optional account verification requirements for higher-value protection

Cyber Protect

End-to-end services to protect your business against modern cyber risks and to give your business peace of mind when the inevitable cyber emergency happens.

Cyber protect is a simple, affordable solution designed with the small business owner, consumers, as well as large enterprises in mind. It provides:

24/7 access to a Cyber Emergency Response Team

Support during incidents like ransomware, data breaches, malware, and denial-of-service attacks

Cover for business interruption, data restoration, cyber extortion, and third-party liability

Guidance on event mitigation and post-event legal obligations

Why protection against cyber fraud matters more than ever

Cyber Protect provides end-to-end support during cyber incidents — including data loss, business interruption, and liability. It also includes Funds Protect, which responds specifically to a loss of funds as a result of third party fraud..

For clients who require protection against fraudulent payments or EFT redirection, but do who not need full cyber coverage, Funds Protect is also available as a standalone policy.

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Together or individually, these products help build a risk strategy tailored to your exposure — whether you’re protecting data, financial accounts, or both.